To dream that you have a phobia, suggests that you need to confront your fears. Do not let your fears control your life. Consider the specific phobia for additional clues in interpreting your dreams. For example, if you dream that have a phobia of heights, then it may mean that you your position at the top is a precarious one. You are afraid that you may fall from grace.
Dreaming that you have a phobia could mean you're feeling afraid of something in the dream or in your real life. For more clues about meaning, look at the reasons behind the fear.