To dream that you are in a rowboat, symbolizes hard work and perseverance. You are coping with your own problems and emotions in your own way and at your own pace. Consider the condition of the water.
To dream that you are in a rowboat with others, denotes that you will derive much pleasure from the companionship of gay and worldly persons. If the boat is capsized, you will suffer financial losses by engaging in seductive enterprises. If you find yourself defeated in a rowing race, you will lose favors to your rivals with your sweetheart. If you are the victor, you will easily obtain supremacy with women. Your affairs will move agreeably.
The means by which you move forward in your life, or your personal responsibility to do so. A rowboat can represent:
The way you're "running your life" right now, or have been recently
Progress in a certain aspect of your life
Feeling you have to work hard to get anywhere right now
Feeling like you're doing things the hard way